Water Damage Claims

Water damage claims are one of the most common types of property claims, but can be one of the most difficult to settle.  These types of claims can be extremely costly for insurance agencies.  Therefore, policyholders often find themselves dealing with unnecessary hassles to claim what is rightfully owed.

At Pfister Adjusting, Inc., we provide assistance for residential and commercial policyholders filing water damage claims in Pittsburgh. Our highly skilled and qualified staff is here to help navigate your insurance policies, determine if your claim will be accepted or denied and expedite the entire claim process.  We extensively examine your water damage, so that we can ensure you receive the full amount entitled for your policy.

Factors Affecting Water Damage Claims

Determining the factors that lead to water damage is one of the challenges policyholders may encounter.  When filing your Pittsburgh water damage claim, it is important that you are aware of the following:

Type of Policy – Depending on your policy, water and flood damage are considered two different events.  In some cases, choosing the wrong classification can determine if you are covered or not.  Often, flood damage caused by natural disasters is not covered through your standard policy and may only be covered under the National Insurance Flood Program.  When filing your Pittsburgh water damage claim, it is crucial that you understand the language in your policy or consult a public adjuster, like Pfister Adjusting, Inc., to review.

Cause of Damage (Sudden vs. Gradual) – A shocking amount of damage can be realized in a short amount of time.  In addition, a slow undetected leak can result in even greater damage and much financial loss.  Sudden, accidental damages caused by such things as broken appliances, frozen pipes, sink or tub overflows, most often are covered.  Claims for gradual or chronic leaks that lead to water damage are often denied or underpaid due to the insurance company classifying it as neglect on the part of the policyholder.

Support for Water Damage Claims in Pittsburgh

Pfister Adjusting, Inc., works tirelessly to lessen the burden associated with documenting a claim, providing evidence and negotiating what you rightfully deserve. Our team walks you through the entire loss process, enabling you to truly receive the best settlement for the policy you hold. We will provide the following services when dealing with your Pittsburgh water damage claim:

• Review current policy and interpret policy language, including mold provisions
• Visit the site of the water damage and assess the damages
• Document damages with photographs and video
• Identify any hidden damages that may surface later
• Consult outside water extraction and restoration specialists
• Estimate and present damages
• Present our custom estimate to your insurance company
• Negotiate with the insurance carrier

If you are in need of our assistance, please call us at 412-719-6200.  If you have already submitted a claim for your water damage in Pittsburgh and are unhappy with the outcome or you feel you have wrongfully been denied, contact us today.  We will review your current policy and determine the possibility of reopening your claim and recovering what is rightfully owed to you. Every claim is different. We will evaluate your claim for FREE.