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Things to do before a loss

Over the years, our experience shows that losses are not planned. Losses, especially catastrophic losses effect people fast and unexpected. Losses immediately change daily plans.  People that went to work for the day, come home to find they cannot sleep in their house any longer. Or even worse, awake in the middle of the night to a loss. They have to find a new place to sleep the next night as they will not rest this night. Fire, Wind, or Water damage may happen so quickly.

Lives change quickly, decisions are made. Maybe not even the right decisions, however, decisions are still made.

The distress, emotions and the burden of a loss can put anyone in a state of mind which could possibly result in making bad decisions.

Pfister Adjusting, Inc. can help you make some better decisions. Having helped thousands of people, we have  experience on the next steps after a loss. We can report the claim, speak and respond to the insurance company for you freeing up time to clear up other matters. Other matters like family and all that goes with it, calming down and taking care of each other.

As horrifying this all sounds, it happens, everyday.

But, before this happens, there are a few things to do to prepare and lighten the overwhelming burden once a loss occurs. Pfister Adjusting, Inc. wants to give you some ideas to try to stay ahead of what could possibly lay ahead.

There are a few things to do before ever suffering a loss.

As devastating as losses are, knowledge, can actually make a catastrophic loss a little bit easier.

Having been there and watching insureds cry over a pile of ashes that were once considered personal treasures or stored items, I can tell you, no one can ever think of each individual item contained in the pile.

We want to share with you some tips.

Tip Number 1.

We all carry phones with us constantly. Pull out your phone right now and take videos of the contents of your home. Start with your computer, iPad or television where ever you are throughout your home. Take a video. Every book, knick knack and full drawer are items that may not seem significant, but after a loss when these items are accounted for, they all add up. These items add up to money to you. These items represent your hard work that you have spent out of your pay and mean something to you. If they didn’t you would have ejected them from your home previously.

Tip Number 2.

Create an accurate accounting of your inventory before a loss. This will go a long way for peace of mind and ease your burden to proof that you owned the items you are about to claim.

Filing and filling out the paperwork for all of your items known as your personal contents or contents is excruciating after a loss when you do not know what you really did own.

Tip Number 3.

Do not store combustable materials in your garage. Gas, propane and alike items can start a fire and put your family at risk.

Tip Number 4.

Never leave candles unattended.

Tip number 5.

If you leave your home unattended for a long time, have someone check in and inspect it once a week. ( If there is a problem, while your away, have them contact Pfister Adjusting, Inc.. We are able to start our process and proceed with the insurance company while your still away.)

If you never a have a claim, congratulations, you will never need our services.

However, if an unwanted event ever does strike, please call Pfister Adjusting, Inc. We will be there to settle the insurance claim for the best settlement your policy affords.



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