If you or your business have suffered a financial loss from property damage and are experiencing the burden of navigating insurance policies and damage claims, a public adjuster may make perfect sense for you. Public adjusters, like Pfister Adjusting, Inc. in Pittsburgh, act as advocates for residential and commercial policyholders dealing with damage claims.
On the policyholder’s behalf, they investigate the damage and handle all correspondence with the insurance carrier. Insurance policies and the requirements to file a claim have grown more complex over the years. Often, as business owners or homeowners, you do not have the time or the expertise to interpret your policies and claim what is rightfully yours. Retaining the services of a public insurance adjuster can be extremely helpful, while providing the following benefits:
In order to file a claim, there are many steps involved, such as documenting damages, photographing any needed evidence, consulting with experts for additional information and thoroughly reviewing your insurance policy. Also, as information is being gathered, there is a lot of back and forth with the insurance company to supply them with additional information that may be needed. This can be an extremely time-consuming and tedious task. The good news is that public adjusters can handle all of this—saving you time and frustration.
Insurance policy lingo can be somewhat confusing and easily misinterpreted, leading a policyholder to be too frustrated to file the claim or the settlement to be less than it should. Public adjusters are trained and experienced in handling a wide range of claims. When you file a claim, the insurance company will send their own adjuster or a contracted adjuster to evaluate the situation. Keep in mind that these adjusters are working on behalf of the insurance company. Public adjusters review coverages and damages that often get overlooked by insurance companies. Their job is to help YOU understand what is covered under your policy and the options you have to make a proper claim. Additionally, they help to ensure that the insurance company honors the provisions of your policy.
Public adjusters work for you. Having an advocate that understands the expectations of insurance companies, as well as the language used in insurance policies will only benefit you in filing your claim. Public adjusters want to make sure that you, as the policyholder, receive a just and fair settlement.
With experience on their side, public adjusters have dealt with a multitude of claims. They are experts when it comes to estimating a reasonable value for your settlement. As your advocate, they ensure that the pre-loss condition is appropriately documented and clearly identified, as well as the damages.
Typically, there are no upfront costs when retaining the services of a public adjuster. Payment is only received if the claim is settled.
Founded in 2007, Pfister Adjusting, Inc. is a full-service public adjuster firm whose number one goal is your indemnity. For the past 11 years in Pittsburgh, we have seen all types of damage claims. From loss caused by lightning, fire, water, tornado, hurricane, wind, frozen pipes, an appliance break, etc., Pfister Adjusting, Inc., works diligently to get what is rightfully yours. If you are in need of assistance with a claim, call us at 412-719-6200.