If someone was asked what a public insurance adjuster or claims adjuster can do for them, they may not have the answers. But if a person has suffered a financial loss and is experiencing the burden of navigating insurance policies and property claims, they will soon meet an insurance adjuster. Insurance adjusters act as investigators. They inspect property damage and personal injury claims to ascertain how much an insurer should pay for loss. The property could be a home or a business. Duties of an insurance claims adjuster may include, but are not limited to:
Public adjusters, like Pfister Adjusting, Inc. in Pittsburgh, Pennsylvania, and Florida, act as an advocate for residential and commercial policyholders. They advise and assist policyholders throughout the claim process and handle all correspondence with the insurance carrier. Their job is to ensure the duties of the policyholder are fulfilled in order to protect covered losses. Public claims adjusters review coverages and damages that often get overlooked by insurance companies. There are no upfront costs and they only receive payment when the claim is settled.
Staff Adjusters work for one insurance company. They receive a salary and benefits from the company for which they work and represent the insurance company during the claims process.
Independent Adjusters are claims adjusters that work as contractors for more than one insurance company or third-party administrator. Typically, independent adjusters travel a great deal as they handle catastrophe claims that are submitted by areas hit with major weather events or emergencies.
The amount of time committed to an insurance adjuster position depends on the type of insurance adjuster you are. Public adjusters, as well as independent adjusters, are more likely to work longer and irregular hours due to accommodating numerous clients’ schedules; whereas, a staff adjuster’s schedule is pretty much set, often 9 to 5, Monday through Friday and may be limited at each stop by the insurance carrier.
Founded in 2007, Pfister Adjusting Inc. is a full-service public adjuster firm whose number one goal is your indemnity. For the past 12 years we have seen all types of claims and adjusters. No claim is too small or too large or even too old, up to 2 years, for us to investigate. From loss caused by lightning, fire, water, tornado, hurricane, wind, frozen pipes, an appliance break, etc., the team at Pfister Adjusting, Inc., works to get what is best for you. If you are interested or are in need of assistance with a claim, call our highly qualified team at 412-719-6200. We have collected millions of dollars and have helped thousands of people!